Loan Origination

Banking

System Connectors:

Avaloq

Custom Systems

Finnova

Temenos

Key questions answered:

Where are the bottlenecks delaying approvals?
How many manual interventions are happening, and why?
Which steps are causing drop-offs in the application funnel?

Business impact:

Reduce time-to-approval by up to 40%
Improve customer experience and satisfaction
Optimize resource allocation and compliance monitoring

Supported systems:

core banking platforms

custom LOS (Loan Origination Systems)

Salesforce

SAP Loans

Overview

Enhance Financial Control in Insurance Premium Operations

Verdant Data’s Premium Collections and Allocations app reveals how money flows through your insurance organization. Built using UiPath Process Mining, this template allows insurers to detect inefficiencies in premium intake, payment allocation, and policy matching, ensuring faster revenue recognition and improved customer satisfaction.

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Unleashing the Power of Process Mining:

Customer-Centric Lending: Identify delays and drop-off points in the customer journey, optimizing the user experience and increasing conversion rates. 

Configurable Logic: Customize the app to align with internal credit policies and risk frameworks. 

KPI Dashboards: Track application turnaround time, approval rates, and SLA adherence.

Features

End-to-End Transparency: Monitor the full origination process including onboarding, credit decisioning, and document verification. 

Bottleneck Identification: Spot where applications stall or require rework, reducing cycle time and operational friction. 

Compliance and Control: Ensure adherence to internal credit policies and regulatory obligations with audit-friendly process logs. 

Scalable Framework: Adapt the app for retail, SME, or corporate loan products across different geographies.

List of KPI's to be measured:

Application-to-Disbursement Cycle Time

End-to-end duration from loan application to fund release.

Exception Queue Duration

Average time exceptions remain unresolved.

Approval Rate

% of applications approved.

Automation Penetration Rate

% of process steps executed by bots.

Drop-Off/Abandonment Rate

% of applications started but not completed.

Policy Compliance Rate

% of loans processed without deviation from policy.

Manual Intervention Rate

% of applications requiring human input at any step.

Channel Efficiency Ratio

Processing times by digital, branch, or agent-assisted channels.

Document Completion Rate

% of applications with all required documentation submitted on first try.

Volume per FTE

Number of applications processed per full-time employee.

Average Credit Decision Time

Duration for credit/risk assessment.

Conversion Rate

% of applications resulting in loan disbursal.

Rework Rate

% of applications sent back for additional information.

Agentic Action Trigger Rate

% of cases where process mining triggers agentic/bot actions (alerts, auto-escalations, etc.)

SLA Compliance Rate

% of loans processed within agreed timelines.

See It in Action. Book a Demo

We support full demo environments with sanitized data and offer implementation support tailored to your stack and goals.

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